Firearm Insurance Coverage

Wait – Before You Hit Delete on That Email Message

Your email box is full.  If you are like me, you just hit delete without really reading the email.  If the subject line doesn’t grab my attention your email is going into the trash.  I just wanted to make sure you are reading one of those many emails from the National Rifle Association (NRA).  First before we go any further, understand we are not receiving any compensation for this post… I just want to make sure your firearms are protected.

A long time ago in a galaxy far, far away, Amy was an insurance agent.  Now Amy believes in having proper insurance coverage.  Did you know that your basic NRA membership comes with $2,500 of firearms insurance coverage yearly?  We got the email today and almost hit delete.  I decided to open the email to read further about this benefit.

The $2,500 is a no strings attached coverage, but you do have to activate the benefit here.  Now if you are like most of us, $2,500 isn’t enough coverage.

Take an inventory of your firearms.  

  • Use your video camera or take digital photos as a record.
  • Write down ALL serial numbers, make, and model.
  • Find an approximate value of the firearms
  • Don’t forget the accessories you have.  Magazines aren’t cheap! Optics can be costly.

Keep these records in a safe place.  In the case of a loss of one of your firearms, you are protected.

Once  you see that you have more than $2,500 of firearms and accessories, check with your homeowners policy.  See the limit of coverage you have with that policy.  Then you can compare the cost of additional coverage via your homeowners policy or through the NRA endorsed insurance program.   Whatever you choose, just make sure you are covered.

(Like we said earlier, we are not paid for this post.  We just want our readers to be protected and informed.)

See you on the range!


About Carducci Tactical

Danny & Amy Carducci have a blog dedicated to the shooting sports and hunting. Unbiased information - condensed and precise!
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